Kalyan Gottipati

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    Kalyan Gottipati is a vice president and principal enterprise architect at Citizens Financial Group, Inc., where he leads high-impact digital transformation initiatives across retail, commercial and private banking. With more than 17 years of experience in financial services and technology, Kalyan specializes in designing secure, cloud-native and scalable fintech solutions that streamline operations and elevate customer experience.

    He is the inventor of multiple patented frameworks recognized by the USPTO. He is widely recognized for his ability to translate complex technical architectures into strategic outcomes, aligning modernization efforts with business growth, operational resilience and regulatory clarity. His thought leadership spans digital transformation, cloud-native platforms, and audit-ready documentation frameworks that support legal defensibility and institutional reputation.